More favorable credit terms
17% of consumers all over the world consider that they will get more favorable credit terms and thus reduce their spending costs. Russian people are twice as optimistic about this – 36% of the respondents find it possible to get a credit with more favorable conditions and to substantially save this way.
Does not this prove the fact that people all over the world without putting aside for a rainy day choose consumer-crediting terms more carefully? Whereas Russians all the same go for express credits under 70% interest rate and confess they need to be “kicked” by a crisis at the least to change the habit. Hard to understand, isn’t it?